Tools · Free check Deposit Options Check
Six questions, about a minute. See which ways into a home may apply to you, and the catch on each. Nothing you enter is sent anywhere.
Ways in that may apply to you
Every option has eligibility rules and a catch. This check can’t see your full situation, so treat it as a starting list, not a yes.
What the check looks at
The rules that decide most of the ways in: whether you’ll live in the home, whether you’ve owned before and when, whether you’re a single parent, your residency, your income against the Help to Buy caps, and how much you’ve saved.
It doesn’t look at your state’s price caps, your credit file or how lenders would read your income. That’s what the Real Number Session is for.
The ways in it checks
- The 5% Deposit Scheme, and its 2% single parent version.
- Help to Buy, the government’s shared equity scheme.
- A family guarantee, and a deposit funded by a separate loan.
- Profession policies, and a standard loan above 80%.
- For investors, the lender’s own policies and using equity.
FAQ Questions clients ask
What is the Deposit Options Check?
Six questions that show which ways into a home may apply to you, such as the 5% Deposit Scheme, the single parent option, Help to Buy or a family guarantee, with the catch on each. It’s general information, and your answers stay in your browser.
Is the Deposit Options Check free?
Yes. It’s free, there’s no sign-up, and nothing you enter is sent anywhere. If you want your real number worked out properly, you can book a free 30-minute Real Number Session.
Does it check my credit?
No. It doesn’t ask for your name or any identifying details, and it doesn’t touch your credit file.
Read next
Get your real number in one 30-minute session.
Then set your own pace.
Book 30 minutes and I’ll check the number with you, line by line.